A buyer can borrow more or less money at different rates and terms to influence the payment amount, PMI and ROIC.Here is now what I do for my area.  

Any landlord operating in an environment where Fair Housing laws apply should acclimate to the fact that whatever they feel in their gut should count for nothing and (unless they want to be on the wrong end of a discrimination lawsuit) should  have demonstrably zero influence on how rigorously an application is vetted. 

You can have higher standards, you also have market influences to deal with and your standards must be consistent and fair.There are really good Sec 8 and PHA tenants, not all are down and out trouble makers, that is where your experience and knowledge come into play, nothing says you must accept a Sec 8 tenant, it says they get the same chance to lease as everyone else....and that is if your property meets requirements too.

Oh, and besides that, you are subject to their fiscal responsibility (or lack thereof).

I'm getting the feeling there is some emotional or other non-rational influence going on here. 

I know it's not down on the Plaza, that's A in KC.Are you familiar with the tenant's business, type, industry ROI, market, what influence their income to pay higher rents, their ability to pay?

I've been added on a list that deals with the GMA so they do exist.Lastly, I would also suggest, if not done already, that anyone looking to invest on the island gets familiar with the different neighborhoods as that could influence your purchase.  

Financial obligations (bank payments + rent) as a percentage of disposable income is at a 40-year low.The average household wealth of the bottom 50% of households is at a historic high...there is no comparable period whatsoever.If you back out real estate gains, net worth is over 100% higher than pre-pandemic levels for the bottom 50% of households.Bank deposit balances of the the bottom 50% are $10,000+ and $3,000 above pre-pandemic levels, and kept increasing in 4Q21 after 3 quarters of increasing inflation and lower fiscal support payments.Government unemployment insurance benefit payments have trended to near zero.Nominal wage growth for the lowest income quartile is growing at the same pace as inflation.2020 had large gains in real wage growth; so, even though real wage growth is severely negative for the past year, the 2-year trend is break even.If real wage growth is -1%, it would take ~6 years to burn off the excess savings of the average bottom 50% of households.

People who don’t respect your time and who try exert negative influence are the ones you can do without.

It will, however, be counted within your adjusted gross income - which may influence your ability to qualify for other deductions, adjustments, or tax credits.There are a lot of moving parts and variables here.