The best rate is, more than likely, the one that the property currently has.Helocs and Second Mortgages can go up to a 95% CLTV and though it will have a higher rate than a full refi, its worth comparing the average blended rate vs a full refi at todays rates.I wouldnt be the one to help you in Illinois but I can put you in touch with someone else within my company.

I find my online banking basically becomes like a dashboard of my current status and I find that very useful.

Hey Chris, I am currently working towards putting a couple deals like this together up north.

My church has a 100+ year old building (original church)  that is on less than 2 acres which includes a cemetery across the street from our current building located in JeffersonCounty,  MO. 

I have also noticed Manufactured and Modular homes have become very popular due to the current Florida market and over priced homes.I have had a big uptick in buyers reaching out for help on vacant lots and putting in a new Double or Triplewide Manufactured. 

And I'm currently building in the area) Do a market analysis to see what has the highest rent vs cost to build. 2 bed units?

These jobs  may be different from current ones, but it will happen.

I worked at the golf courses and driving range in past and currently a golf coach myself so I know how scarcity that is in our town.

Locally land is pretty expensive, might have to look into a little farther than my current area.

I currently reside in CT and am looking to possibly branch out into REI full time!