I have heard time and time again, consumer buyers have no vision.

You are correct; pulling probate leads single handedly is really time consuming and does not produce enough lead generation. 

http://files.consumerfinance.gov/f/201503_cfpb_you...CFPB releases 'Know Before You Owe' shopping toolkitDesigned to help buy a homeMarch 31, 2015In light of the Consumer Financial Protection Bureau’s “Know Before You Owe” mortgage rule coming in affect in August, the CFPB released a new toolkit to guide consumers through the process of shopping for a mortgage and buying a home.

Most seem to have no clue about complying with Dodd Frank or other consumer mortgage regulations.

Beach, mountains, good night life, healthy people, flights to anywhere in the world.

Create a temporary, statewide consumer rebate program to replace old appliances with water efficient models.

As implemented, the law has turned into more of a fees collection, license testing and issuance business, and a promotional tool to sell educational courses than addressing abusive industry practices and providing consumer protection.

Keeping myself active every year costs me nothing except eating right and being somewhat healthy.

Most of his ragging on debt is credit card or other consumer debt.   

I finally told her to just trust that I will maintain a healthy emergency fund and not over extend our finances.