I am thinking that I can leverage one or both of my properties as collateral to acquire a loan for the 4 without a 25-25% down payment.

Purchase price: $305,000 Cash invested: $2,000With the proceeds from my first Live-In flip I was able to acquire this beautiful pre 1920's brick foursquare on a historic street in North End Hagerstown, MD.

I live in TN and acquired the first property through Roofstock and this latest deal found on Loopnet.

I live in TN and acquired the first property through Roofstock and this latest deal found on Loopnet.

If I acquire a second house subsequently, rehab it, rent it out (past the "seasoning" period), and try to refi it to get some money out to repeat the process, will I run into issues with the mortgage on my first home when the lenders see that I do not have income from a job to pay for the first mortgage, thus will refuse refinance of the 2nd house?

Acquiring roommate this summer.

is like to acquire both yet don’t have a lot of money sitting around for a down payment as I just purchased 1 SFH rental.

Take a deep dive into the property you mention the BRRRR method, make sure you are factoring in the repairs and holding cost into your analysis and have a firm grasp of the after repair value.The more time you spend on getting deep into the numbers before you acquire the property the smoother it will go make sure you are doing your due diligence and dedicate the time to understanding the numbers before you pull the trigger.

I would spend time educating yourself on the ins and outs of the industry, and networking with other professionals to learn before acquiring your first property.

Please see more below:Solo 401k vs Self-directed IRA:A Solo 401k has several advantages as compared to a Self-Directed IRA including the following which specifically apply to your situation:Unlike a Self-directed IRA, you can have the account for the Solo 401k at a bank or brokerage that does not charge maintenance fees and where you will have checkbook control.Unlike a Self-directed IRA, if you use leverage (which must be non-recourse financing in either case) to acquire real estate with your Solo 401k the income will not be subject to Unrelated Debt Finance Income taxGeneral Considerations Re Investing Retirement Funds in Real Estate:1.