The situation is that she is a school teacher who lives an hour and a half from here but was hired to work here locally this year.  

Its a 2 bedroom , 1 bath, with no carport or garage at all, but has a driveway and a pad for a two car carport or garage already.  

It is a pretty complex arrangement and a bit commitment, but a legitimate way to fund a business with retirement capital.  

I have no experience with cash sales, so you are probably fine, but I know my HUD with a water leak and a rehab loan took over two months to close.

As a Forman for 5 of those years building custom homes and a GC for 3 years.

@Andrew BeaverWe decided on Bradford because we would be living in one of the units, my fiancee has particular tastes, so when researching areas, I needed the town/city to have a good number of multi's, an atmosphere I would want to participate in, and a good cost of house vs potential rent ratio.The other factor to consider, was that the city had to be between my job and my fiancee's. 

For example, I "searched" a couple of addresses that are owned by banks and as I assumed, they are not currently listed on the MLS.Not sure if that clarifies, let me know.

I am a mom and a small business owner. 

I have been a property manager in the Chicagoland area since 2008 and a licensed real estate broker since 2014.  

Otherwise, having a stable job (9-5) while networking and marketing can help you gain knowledge, contacts, and a traditional 30year loan down the line when you're ready to go.