Potential mother-in-law with separate entrance is found on the lowerlevel offering tons of flexibility with 2 massive living spaces plus office nook.

If the mother wants to give the money to the son she can do that but you need a paper trail otherwise she could later say you never gave her the security deposit back. 

Or finding traveling nurses/corporate renters that can afford to do a mid term rental agreement?

My funds came from a hard money loan leveraged against a rental I've owned for years and my brothers came from both an LOC he took out against his primary residence and 60k from a signature loan he talked our mother into bankrolling. 

Looking to connect and hear about your experience with certain lenders as I am looking for one that understands travel nurse income.

It was set up as a mother daughter sort of.

@James NidifferGet you and your sister on title.Wait 6 months (or 12 months) seasoning requirement.Apply for cash-out refinance or HELOC (it would be labeled as an investment property).Your mother, still on title, will have to sign paperwork for the loan, but doesn't have to be listed as a borrower on the loan.Otherwise, there aren't any other "work-arounds," that are legal, that I know of.

A question I have is if I partner up with my mother (we have an extremely strong relationship and she is 100% willing to lend to me as long as I put in the work) can she apply for an FHA loan, use the money from the HELOC to pay the down payment, closing costs, and minor rehab costs while I live in the property under my name? 

If your mothers a vet why not use that to get a VA loan? 

SFH fully furnished bsmnt studio rental available for short-term lease (traveling nurses/professionals, AirBnB, students) starting 8/1/21 btwn $800-$1000/mo or $40/night.