The mini choppers don't seem to get used much, but I do a test 2x a year on each small appliance and they all still work as new.Also, things like the coffee pot are spares that sit in the pantry.

Now, my wife and I dog sit via the Rover app to make extra money. 

How can a newbie like me get a lender to grant me a loan with a lower percentage.You have few options - Give up and go sit in front of the TV and binge watch "Tiger Kings" .

Many of the buyers who've intended to buy pre-COVID-19 were sitting on the sidelines during the lockdown so there's a bottleneck of buyers while the inventory has mostly remained the same and people clinging onto their homes riding out forbearance, which ought to expire towards the end of this year. 

If you find the right house and can put together a detailed cash flow analysis, you could partner with a local investor for the funding or maybe see if Grandma Jane has a $100,000 CD sitting in the bank making nothing and offer her 7% on her money backing your real estate venture.

Now we're sitting at 6 properties total that generate a healthy monthly passive cash flow (mail box money as they say!). 

I hate letting money sit around becoming less valuable due to inflation.

Is there a way to get an equity loan now, and sit on it until the market falls?

Risk of replacement due to sitting 12+ months.Has septic tank which needs to be tested.

Find a quality lender to sit down and talk with to look at your loan options.