There is a high demand for high paying trade work, often with scholarships and two year degrees.

I'm going to proceed regardless as not planning on paying off that early nor paying down that substantially in the 1st 5 years.

If you've done a cash-out refinance this year, what did you use the money for—home improvements, paying off debt, or something else?

I am concern about losing the home and not being able to pay off this loan because I cant get the information.  

We negotiated at a price i was willing to pay and they were willing to sell.

I'm in an urgent situation, need a lease ASAP, and Bigger Pockets is not allowing me to download a lease without paying $99. 

Do you generally pay for the HOA fees or do you have the tenants pay for it?

If you want to negotiate prior to contract, most builders are going to do everything in their power to avoid dropping the price...this could mean paying closing costs, pre-paying HOA dues, buying down your rate, giving options/upgrades at no cost, etc...basically anything that is going to allow them to keep the recorded price elevated.Even in down markets we are still trying to show price INCREASES phase over phase, even if that means giving away more in concessions on a case-by-case basis to get deals done.

Hi,  I am planning to build an attached ADU. 

I need to just to plan accordingly.