What is more disturbing is it seems like that kind of remark had some sense of acceptance or normality.

I normally use my own excel.

Only buy what you normally would buy, don't start blowing it out thinking you only have to meet the minimum - that's dumb. 

It would normally be their responsibility to tarp the roof. 

Normally, with Mexican banks, it's 50% and the interest rate is in the double digits!

If the tenants both work normal hours then what?

Buy food or just spend 30-50 a month on what you would have normally bought with cash.

Since you paid cash, you won't have to wait 6 months like you normally would if it was financed.

.), how much capital expenditure would you include compared to normal?

Great way to start building wealth, appreciation, gain the tax benefits all while learning to be a landlord (if you don’t hire a PM) and live either free or pay way less than you normally would for rent.