People buying for their personal residence are going to have enough for a down payment and be approved for mortgages-there are always people who seem to find money to do that regardless of prices or rates.

You will need cash for your earnest money when you make your offer.

If you get the money to buy it where you getting the $60-$100k to renovate it?

This assumes I will actually spend all this money.

No one will cover position 2, so I'll use Gap money to fill in the Gap. 

but the $7000 to pay off the vehicle will only save me about $600 in interest whereas investing that 7k into another home or renovations, like adding a new bathroom to my current 3bed 1bath home, would yield way more than the money saved.

You don’t mention where your purchase money is coming from.

How do I make more money in Real Estate,  I believe AI would come up with STRs as an alternative.  

Doesn't matter how much money my cheap duplex has saved me and allowed me to invest elsewhere.

Sometimes, hard money for rehabs/flips may cost a little more buy may be less risky overall.