Can't close on a house you don't win....And there's ton of research on this but one examplehttps://hbswk.hbs.edu/item/when-negotiating-a-pric...At the end of the day it's on the seller for not accepting a lower price, as an investor I'm not paying a cent more than I have to...

"Fix handle on rear bedroom $56.00""Replace mechanisms in lower bathroom toilet by qualified certified plumber $235.00""........."

Selling it less than a year from origination lowers the price.2.

We have all the outdoor stuff you are looking for with lower property costs than the front range Denver area - and better weather.

Cash face to face .. really sucks , but lower income people often don’t have checking accounts or means to travel to a bank or a certified pay station .

One state above you in ARkansas is much much lower.

It probably is less risky like you say, but that also means lower potential upside.

Sellers may find that the upsides of WS in terms of speed of transaction and quick cash are worth somewhat of a lower price, which is plausible because the margins WS get on sale/resale are not great.Overall not sure if I think WS add value to the market, not all market actors do for sure, but if I were to make the argument it would run something like the above. 

In my experience, State Farm has lower rates and the entire process is soooo much easier than the more conventional lenders.

I feel like the liability and complexity is lower with SF.