Strapping or no strapping.....it depends on the thickness, material and condition of the sheathing you are screwing into.

What are the conditions and criteria that needs to be met for that loan?

However, I'm currently in a back-and-forth escalating disagreement with my bank that claims I need to reach an LTV of 65% to remove MI versus what I believe the home possible guidelines show on their website, which is 80% for 1-4 unit properties.As you further dive into this process please make sure to have your bank document the conditions for cancelling MI.

I do know a good bit about development because my father has done several sub-divisions on his own over his life as well as my professional job as an architect gives me a very unique perspective and knowledge base that most people in REI will never have.

If the method of payment for this transaction is cash, assumption or conditional sales contract, the closing fee shall be paid by ___ BUYER ___ SELLER ___ shared equally."

@Rob BeaumontHey congrats on starting you’re path, I’m also a newbi just one 4 family under my belt but working on the second one , If I can give you my humble input, study everything , read books, ask question on BP, anything that gets you’re knowledge up , and take action, since I bought my almost moths ago ican allready see a change in my life , speaking in the overall aspect, Keep it up!

If I were you, I would learn all sorts of things about personal finance and real estate investing, sure, but I would spend a lot of quality time (and money) on furthering my education and having a social life that includes going out on a lot of dates.Here's my reasoning: if you look at all the millionaire households in the USA, as of 2009 95% of them are headed up by a married couple or widow/widower.

@Becca Knowles if the basement is the same condition as basements at other houses then I would leave as is because buyers won’t be able to get anything better, so they have to take it.

I'm sure you will find plenty of people that have become successful in real estate later in life.  

It's a labor of love to keep it in good condition that only an owner will keep up with.We have used a large porcelain tile that has a travaertine look for countertops and bullnose trim.