I think ANTHONY Robbins would say no referral no safety net but you have a family.

Essentially the 1% rule is a way to quickly funnel and help analyze deals.

Knowing the history of the physical property and the rental history is essential in purchasing a property.  

For you to be a successful investor you essentially need two things: A knowledgeable loan professional that has underwriting experience, and an excellent accountant.Later on down the line add attorney that is superior in real estate law. 

I want to make sure that in the event of a divorce, we won't be required to liquidate assets to pay out her shares, essentially trashing our rental properties. 

Focus on the most important or safety related items that are recommended to be fixed or replaced on the inspection report.

Yes, that is around the prime residential rate around now, but I know of no private money that would go in at this rate (which is essentially the parallel for your structure).

Once you use that cash out refi you are essentially taking a loan out on the house and now your monthly rental income will take a hit.

They are only checking to make sure the items in the house work and that there are no safety issues.

The construction is essentially the same, with the only difference in finishing textures and amenities.So - why would you want to spend $120,000/door to bring in $750 if you could spend $140,000/door and bring in $1,500...