The lower part of the walls in the kitchen, living room and hallway have essentially turned dark grey from filth and debris is stuck on them.

My bank says I have the numbers to do it but essentially I’d be adding another 140k to my current mortgage. 100K to satisfy the second and 40k to invest. 

,Thank you for your feedback, however, I would be very careful about the legal advice you’re essentially giving here.  

. :)Rental income from long term traditional tenants can be counted, in some form or another, in all scenarios where you're being honest on all paperwork.

If you are borrowing private money, it becomes your responsibility to make sure that you hook them up with a good attorney who can draft their paperwork properly.

And of course, what can go wrong, sometimes will as I'm finding with the flip I've got going on in Baltimore, MD right now.I've had to fire the contractor and start over from scratch essentially.

IF you then served them a Notice of Termination on the 13th, they would essentially have the rest of Jan and all of Feb until the last day before March 1st since the 30 days would put them in the middle of a rental period. 

Is there a high chance my rezoning request would be denied or is rezoning usually granted as long as you fill out the paperwork, pay the money, and get the permits?

Again, this is a buy and hold strategy.If you want to be completely passive and have essentially no involvement in the property, then you can invest in multifamily syndications with as little as $25K-$50K.

When purchasing a turnkey rental, it is essential to do your own market analysis and know the general range of comparables in the area in which you’re buying.