That way you can tap into the equity in addition to some cash flow resulting from the low interest payment. 2. 1031 exchange: what would you buy as your next property?

But have seen the holy grail with remote workers and digitizing everything so it’s hard to even consider going back to 50 people in an office lol Keeping it a lean machine 

One rule helped here (I simplify a lot): you should always count how much money will be left in your pocket after all expenses (including mortgage payments, taxes, fees, utilities, as well as the reserve fund for the current repairs of the property).

They are responding to facebook linkdin and bP PMs where the adds are simply to good to be true  so they get sucked into thinking there are actually loans at 5% for hml  or that NO down payment is necessary or that NO credit is necessary etc etc.. while it could happen for very experienced repeat borrowers  everything but the interest rate that is. 

So instead of sticking to your typical balloon payment after 5, push back and try to see if they are open for a hybrid term to drag it out longer. 

Neighbors offered that the person left because he could not afford the payments and he was being foreclosed on. 

My parents brought the down payment, while I paid the closing costs.

Does it reduce monthly payments or keep the monthly payments same and pay off the amount quicker?

Civil records clerk claims the only forms they have are landlord/tenant eviction based on non payment of rent and I need to google the form I need. 

If the rents aren't covering the payments, they may be willing to sell at a loss (or break even point) just to stop the flow of money.