Thanks everyone and I appreciate all the angles but ultimately her throwing out the disability card was utter bs. 

I appreciate it.

Any help is appreciated. 

(I am not saying this is wrong in all situations, however, paying higher than normal rent payments for your down payment may show you do not truly appreciate the want of buying or owning a property).  

If you are trying to build long-term wealth, you may be more focused on appreciation.

I’d be happy to connect with your contacts.And I really appreciate you sharing the rate.I’m tho king that the HELOC I’m considering might be a better rate.Hmm.Thank you!

I would appreciate having a contingency for inspection clause and because I am targeting foreclosures...

Lol while I appreciate the feedback, this makes no sense to me at least.Should my lack of experience shy me away from purchasing a property more than it would then someone else.

I appreciate you taking the time to respond.

I suspect you live in a solid neighborhood, and that you are getting a ton of appreciation right now.