I would tell the tenant that you believe they forged the payment receipt and tell them you are filing a criminal report.

I personally view non payment of rent as a morally criminal act, not legally, but would obviously like to see it as criminal in the eyes of the law.

I am not required to hire an attorney to file and prosecute and eviction- LLC must in NJ, and I have watched professional tenants and even the judge call landlords out on it.

There is no workaround for selling securities without following securities laws and there are plenty of people in jail, or with ruined reputations after being prosecuted, who have tried.

I would put both of them on lease. make sure they can cover rent and no criminal record. then if something were to happen then you could go after two instead one.

Taking matters into your own hands against criminals and addicts is not for the faint of heart.

The wire transfers were likely for above purposes and wire fraud is a typical "gotcha" that the feds use because there's a clear paper trail they can follow, just like RICO charges with gangsters it's easier to prosecute than other crimes with less evidence.

Here's the scenario - military applicant with 6x rent in verifiable income, no evictions, no criminal record, decent credit with high balances and a 2 late payments in the last year, nothing currently late, waiting on previous landlord  rental history verification. 

In the rare cases when a holding fee and forms are received for more than one tenant simultaneously or nearly so (in general, within the same business day), xxxxxx will reserve the property for the strongest applicant based on credit score, income, employment, criminal background, and rental history._____________________________________________ ______________Applicant’ s Signature Date_____________________________________________ ______________Applicant’ s Signature Date_____________________________________________ ______________ Representative Signature Date

More important is the credit history, employment history, and criminal history.