@James Nix makes a very good point about the FHA Loans and Government assisted loans in general.

It goes into a 401K plan and uses "dollar cost averaging" and "diversification" then when you reach a certain age, when the government said it was OK do so.

One thing is for certain don't underestimate the government's & Fed's ability to keep this nonsense going.

Credibility is a battle for newbies.  

Affordable Housing for a "select" large family (get some government funding)5.

If you are ok with the government as your new business partner- looking over your shoulder, telling you how to run your building, dictating what you can charge for rent- then by all means, jump into the section 8 pool.  

I think the fact that you were an appraiser gives you credibility and experience, so use that as to your advantage.

Banning of cloths lines and solar panels is a member/home owner vote/decision and should not be legislated by government or any other interest group. 

One of the common elements of most successful entrepreneurs is finding a need and filling the need.Secondly, learn everything there is to know about the community, the people who live there, the major employers, trends, attitudes, the thoughts, considerations and plans of government agencies ...

There are 4 grown children that will share equally in the estate that consists of the residence worth approx. 320,000 to 350,000 and 20,000 in government bonds.