So if you want a 5% loan, you can keep negotiating from 5.5% on knowing you most likely won't be sent to auction.The point being, according to the group, that if you are renting the house while you're having a forensic loan audit on, you can keep negotiating the loan mod for months and collect rent until you finally accept the new terms.

I am so happy to hear that someone who commented here knows that there IS a test for Service Animals.

As long as you can accept the process...

All I'm trying to ascertain is: Does a short sale *mandate* that a buyer come up with all cash for the amount acceptable to the bank?

I'm running down to the city in the morning to register for the next round of testing.

Look at it this way: If they cave for you...they will be flooded with wholesale requests they simply do not have the power to accept.

Harboring resentment is not how I wish to spend my time, so my challenge is to be firm, uphold my terms and standards, and practice the art of “not taking things personally,†as outlined in one of my favorite books, “The Four Agreements,†by don Miguel Ruiz.In writing my book, I filled it full of idealistic, time-tested advice for the purpose of guiding my young daughter through her time on this fantastic planet.

I'm trying to see if it were possible to let the Listing Agent receive all the commission since I figure they'd be more accepting to my low offers I submit.

In Texas, you only need to pass the written test in order to obtain your license.

Nothing will change accept the name of the buyer.