I have roughly 1M in equity in the home and considering putting 25% of it to good use.

In our example after 10 years you will only owe $1.4MM on the building IF the property never appreciated one cent and it was still worth 2.5MM in  10 years you would have $1.1MM in equity.

You will pay a 1.4% tax on the $60,000 in equity.

If you use list source.com, you can include ppl on your list % or $ they have in equity; amongst other things/criteria...

I think we have a 10k in equity in our house right now.

. $250,000 mortgage remaining, $350,000 value, so $100,000 in equity.

Leaving $100k in equity behind minimum each time.

One other smaller bank told me that without refinancing they would only give me a $100K LOC on my entire portfolio (the three properties with the $285K in equity plus a couple of other properties that have less equity).So I have decided to switch gears and make the jump to apartment investing instead.

I use $25,000 or less to buy a $225,000 house for say, $200,000 (so I have built in equity).

I live in a house that costs about $1000/month in expenses and could rent for about $1400, with about $50k in equity.