Beyond that, I wasn't sure what to charge for deposit; I'd *like* to ask a little over 1 month's rent, let's say $4000... but that would make the move-in cost almost $7000 !!!

Always have a reserve in place to be able to pay for unexpected repairs as they're sure to surface over time.Even with the unexpected road bumps, I continue to be a huge believer in real estate as a critical component of investment strategy.

I am hoping that the community can help me with a current dilemma (this time I figured I would ask before I just go charging ahead like I have done in the past).I own a multi-family in Boston and rent to college students, typically 3 roommates.

Most likely I wil have to charge extra for utilities during winter time.

I would also try to see if there is any way around this screening charge or a way to get it reduced.

I would be VERY cautious of this lender for the following reasons:1) They are outside the US. 2) That's a pretty hefty upfront "processing fee" they are charging. 3) On another real estate lending blog site this "lender" has advertised real estate loans at "a low rate of 2%".

I want the total payment to be about 70 or 80% of the amount charged for the apartment.

You will need to purchase any private mortgage insurance, and the VA limits how much the lender can charge you for closing costs.

If I do get this property, I plan to provide washer/dryer in each unit to make my units stand out and charge $600.

That's not reality & I'm sure that line item will go up with time.My point was to educate the newbs to stay away from condo HOA's & to always put $ aside each month for unexpected costs.