If it’s the latter, there’s just not going to be much you can do about that until banks and mortgage companies loosen their already tightening underwriting criteria.However, if this is because of some standard element of your business that you’re frequently going to run in to, and it has nothing to do with COVID-19, then I have a few thoughts.

The reason the USA is the USA and the dollar is the standard or currency is because our debt obligations are sacrosanct.  

It is related to what is traditional and standard practice in the state the property is in.

There's not such thing as a standard NNN.

Wiring is original, and to Mexico standards, not US standards. 

@Nicholas JoseLost rent is not covered for vacancy or pandemics for your standard policy.  

For value add, you might get into a 1.10 DSCR, but the stabilized DSCR and value have more conservative levels than standard, from the products I have seen.

The current condition and finishes are standard for the market so anyone looking for a higher-end unit is going to be looking on a different block. 

In terms of qualifying for a loan, FHA loans have lower lending standards than conventional mortgages so you should have less trouble qualifying than other loan options.Hope this helps!

To make sure I understand, it's for people who don't have a lot of time during standard working hours or individuals looking to test a market.