It's great to have such an engaged community.

It's part of human wants, drives, competitiveness, jealousy, social stratification, etc.

That's both halves of social security and medicare. 

I had an uncle who built many of the Holiday Inns across the country, he also did the Hemisfair Tower in San Antonio.Real estate speculators, professionals, do very well, those that do don't buy and hope like most do, they buy and then cause the value to increase through political, social and business methods.Carol Jones began dirt poor, I mean Oklahoma dirt poor and built a nationally recognized real estate brokerage through not much more than knowledge and determination, a master motivator, her operations far exceed your expectations, so does Patrick Murney, and Judy Huntsman with Caldwell, all started here.Our Congressman, Billy Long (R) was an auctioneer and broker,  he's doing fine.

In these areas, sometimes tenants can get it from a social services organization or even Catholic Charities.Let the tenant figure out how they can get the deposit - if you tell them no right up front, they will find a way.

In this economy, in this socially engineered fractional reserve banking system, productivity resides in working smart not hard - you know this!

Some words of encouragement for all you new investors just like me.When we create an account on any social networking site we decide, do add a picture to the profile.It just makes it look a whole lot more professional and attractive to those, like myself, who try to build a network web.Don't just build an impressive account, with a huge professional background and,then, go dormant.I'm really scared too, but, honestly, what's the worst that can happen...look stupid, you say!

Stay active, engage, ask questions and you'll get what you need :)

Her only income is her social security and a pension fund.

Not that it really matters, but I've never seen or heard of a power-of-sale trustee (or trustee firm) engage in property acquisition 'for gain' from their own sale(s).