A good tax accountant will save you more than they cost.Insurance Agent - Insurance is a must, and as in investor you will probably be dealing with a lot of insurance policies.

Especially for the delinquency notice, that was reported by someone, and there will be a record of that so you can follow-up with the reporter first.There are formal dispute policies for credit reports that contain errors.

Hi,I am not an expert but I think you might be exempt from specific Oakland rent control according to http://www2.oaklandnet.com/oakca1/groups/ceda/documents/policy/dowd008111.pdf:Excerpts:8.22.030 ExemptionsA.

So, I called my lender Friday and asked them their policies on removing PMI.

A security deposit is like an insurance policy for the landlord.

Talking to an agent in the area, however, she stated that the current ratios are much lower, an example she gave me barely meets 1%, something I would be able to get with a turnkey provider anyway (although it's probably the area I'm paying a premium for).Could Houston investors advise what kind of return ratio I should be aiming for in today's market?

Insurance companies go by the numbers, claims , and statistics to determine the risk in underwriting policies.

I would be aiming for an FHA loan, possibly a 203k, so I calculated at 3.5% down.

We aim to buy and hold and accumulate about 4 properties through standard mortgages. 

Home Depot, for example, has a very liberal return policy.