ARM rates are adjusted to reflect changes in the index.

Most sellers appreciate the effort of me reducing their expensive costs, and I believe it reflects well on the whole transaction as people are more amenable to compromise when they feel they are being treated fairly. 

I am wondering how it will reflect in my house value and will I get a tax deduction

Long story short I've spent a significant chunk of the last several years on long distance hiking trips getting mid 20's wanderlust out of my system, and that has created a paper trail that does not reflect my current desire to get serious about investing. 

Just wanted you to know having buyers' agent or not having buyers' agent doesn't reflect the value of the property or sets the price.  

Your primary residence is usually always reflected by your driver's license as well as federal and state tax returns. 

It is a reflection in his character.

This reflects well on you and they are more likely to tell their family/friends/acquaintances to stay in your place(s) as well. 

Many first time flippers look at the potential profits of the flip without accurately reflecting the amount of closings costs when they sell. 

A few times, I asked for the numbers and found the landlords were using old numbers for income and may not be reflecting that price per bedroom has decreased recently.Anyway - I think there could be good deals out there and I have no reservations of owning a student house in that area but just be careful you are not sold a cap rate or cash on cash return projection that the seller cannot prove with existing leases.