Or, is even that being too cheap, something that will totally turn most buyers off to your rehab job, thus using natural stone of some sort is really your only choice?

Don't create a niche un-organically, let it develop naturally and you will succeed.

Gorgeous house and great progress Cover the line-sets with PVC covers - google "mini-split line-set covers", eComfort.com has a good set you don't have to order online, most HVAC supply houses and even Home Depot will sell simplified covers of that nature, probably made of sheet-metal as far as covering the condensers, I'd build a 36-40inch cute picket fence out of cute wood or PVC with a cute door for servicing.

On Page 251: General Borrower Eligibility RequirementsFannie Mae purchases or securitizes mortgages made to borrowers who are natural persons that have reached the age at which the mortgage note can be enforced in the jurisdiction where the property is located.

Investment properties tend to not have MI because in their nature, they require more of a down payment to get the loan.

And, naturally, I am always available to answer questions here :)

I especially love that the housing stock in Milwaukee and the area is from the 50s when everything was natural hardwoods.

.- If the tenants pay for heat, it still can be an issue if other propertiesin the area have natural gas.

You are definitely in the right place :) Jump in, start asking questions, send colleague requests, start threads, and perhaps most importantly - read through The Ultimate Beginner's Guide to Real Estate Investing a few times until it's 2nd nature!

The loan, based on interest and LTV, is HML/PML in nature.