I'd see this as a win-win as every 10 years you could 1031 into another property (not going to say bigger and better because it may be tough parting with a performing property) and keep growing your personal bank. 

There are times that I don't replace missing screens in AZ but if a tenant asks for them I do it instantly.

BTW, the EPLS is an administrative action, not a judicial action, (not saying you won't end up in court either), while you will be notified of a hearing I have never heard of any average Joe winning, a few big fish, but we don't have those here regardless of the boasting, if HUD nails you, save yourself some time and money and start filling out job applications.

If ABC creates win wins like that - more power to them. 

If there is such an award, they would win it all by themselves.

Slow and steady wins the race.

I can see instantly they don't know real estate, they followed the jump right in crowd eager to make money following some guru or simple step by step program and they walk away not knowing anything really, they are stuck in the beginning.

As well, even if it goes to court there's no certainty that you will win, what amount you might get back, etc. even though your case is clearly strong.  

I have looked online for "free instant POF letters", but they do not lend in Nevada.Has anyone else gone through this?

I realize that including the commission may be counter-intuitive financially since I'll now have to pay income tax on that amount, but it does allow me to get some instant cash that I can use to hold in reserves, perform repairs, or start paying down the HELOC I used for the down payment.