Ideally, I would love to buy a multi-family property and rent it out, I would consider house hacking but I mainly want to my first property to be one that I can improve on and have it generate income for me.

I'm fairly confident from reading online we don't qualify for an exemption, but I'm trying to assess actual closing costs to trying and reduce them All details:Bought the house 2.5 years ago for $980K (left on mortgage $753K), we have a clause for an assumable mortgage for me to take over (I can keep same rate).

your loan officer is nuts.you can have multiple lots/parcels on one deed..

I see a lot of posts on Bigger Pockets asking if I should refinance because my closing costs are XYZ.

Closed on my First Property!!! 

welcome @Cam Caraher and congrats on joining BP, this place is the start for many, sure was for me longer ago than I care to admit.I'm not personally in your market, although was born in dorchester and grew up in NH, but this is a great place to meet locals.If you have not already a great starting point is the Meetups posted here, just search for your area and see if any meetups are happening. 

Don't tell anyone but before I was able to close on the thing I decided to move on in.

I signed a voucher for a home on November 7th and it was turned in on November 8th.

Im in Ohio and in Wisconsin I was curious on how was the process for  investors who has had to utilize a company or just how the overall process went. 

I think it depends on the problem.