Something to keep in mind is the rate is higher with these.

I would like to discuss how my team would be able to provide funding on the rehab and get you the cash to close the deal.

@Brandon Sisco Most DSCR options cap out at 80%, I do have an option for up to 85% LTV, but there are some caveats - 1) DSCR must be abover 1.2 2) credit min 740 3) interest rates are typically higher (0.75-1.25% higher).

Mortgage rates don't matter in my situation for what I'm looking for.

Make sure fourplex is in decent shape or are able to make major repairs/have funds to do so. 

Another route is looking at all the listings that have been sitting for a long time and sending an offer that makes sense for you to cash flow with interest rates and rooms/units rented. 

You should open a Fidelity account and deposit your money in a money market fund (SPRXX).

Then in fall of 2022 we had 2 properties on the market when interest rates went up.

I can understand that maybe they don’t have the funds in their account by the first, but just communicate that, I guess.  

But I would say “Consider your timing.”Real estate is expensive right now, and money  is expensive right now (APR wise).The fed is expected to start cutting rates later this year.