But to be safe I would want to add an option to pay back interest and extend the note for 3 to 5 years to be safe.

The tenant had painted the walls without permission, and they painted right over the electrical outlets and allowed the paint to drip down over baseboards.The tenant had allowed water to leak under the kitchen sink for an extended period of time and totally rotted out the cabinet and the floor beneath.Every appliance (7 years old) was trashed:  Nearly every handle was ripped off, dishwasher full of something disgusting that rendered it ruined, oven caked with burnt something or other, dryer broken.Several holes were found in the walls.  

Had an over size deck extended to close to overhead power lines.

If, a big if, the tree was so huge that it caused a landlisde and you had earth movement coverage (an extended version of an earthquake policy also known as DIC) then maybe just maybe you could trigger that policy (and most have 5%+ deductibles which would likely exceed $15k in damages anyway) but that would be a stretch.

So my question would extend here to, how can i find a syndicator who might be interested?

., you can extend the loan an extra 12 months at a higher interest rate.

The extended stay hotel is the same across the city.

Should I extend the budget another 10k??

Her motivation is: her extended family has migrated north, so she wants to replicate the property, just closer to family.

If your note balloons in three months ( because that’s all the seller is willing to do), then have a clause stating that if you’re unable to refinance or sell the property in that period of time your note will extend for an additional period of time.