For DSCR, the minimum credit we require is 620.

You make a valid point about the active involvement required in being a landlord, even in high-quality neighborhoods.

It seems legit but I don't want to waste money if it isn't worth the cost.Also, I live in Kentucky, which I learned is a state that requires an attorney to sign off on all sales.

While this does technically satisfy the requirements on paper, it would never hold up under audit and would be considered evasion/fraud WHEN discovered (not if).

To my knowledge, most flippers use hard money loans as they are often buying distressed properties that will not meet the requirements of a conventional lender.

I wasn't able to find another lender who would require less than 30% cash and lots of points, so I didn't qualify with any other lender either and had to release the contract. 

Is there a Realtor "law" that requires a listing agent to submit any offer to the seller?

Most DSCR lenders will require a minimum loan amount of $75k.

First off, a qualified intermediary (QI) is required in a 1031 exchange.

Additionally, higher property taxes can sometimes correlate with better city services and amenities, which can be attractive to tenants.Cash Flow: While property prices may be higher in Philadelphia, rental demand is generally strong, especially in desirable neighborhoods.