If the expenses are much higher than 50 % of the EGI, then we may have some value add play here that will require to cut expenses.)

You have to cut out the old valve and soldier a new one in.

The two family's haven't been making the cut.

Here is Chase's definition of a 5/1 ARM (because it was quicker for me to cut and paste than to explain it):"A 5/1 adjustable rate mortgage (5/1 ARM) is an adjustable-rate mortgage (ARM) with an interest rate that is initially fixed for five years then adjusts each year.

Tenant has paid on time and taken care of the house so Landlord agrees, thinking he could save a little money and cut out the unnecessary middle man (me).

I know cutting door jambs for flooring, but I am guessing other places? 

I chose the stock market initially due to its full hands off approach so i would not cut into my time.

To these responses I just cut/paste the ad narrative into an email reply.

More people who were struggling before COVID may get pushed over the edge into foreclosure.

If not, you may want to be prepared for a fight, especially if one A/C guy talked about unsafe conditions.Personally, I'd cut my losses and give a full refund of the deposit, assuming they comply with the other terms of the lease to clean the place and leave it in good condition.