The cost of the lender's title policy is usually a cost to a borrower.

Do you expect to just keep borrowing money or putting expenses on credit cards?

Freddie requires a borrower buying an investment property to show two years of landlord experience, through tax returns, in order to count projected rent as income.

Then pull $ out to buy anothercredit cards...but only at low rates, and only if your project cashflows well, AND it doesn't mess up your borrowing power (ask your banker how the debt ratios work)borrow from friends or familyowner-financingpull $ out of your current home via refinance or home equity loanpull $ out of one of your investment propertiesget hard money, then buy at 20% or more below market value and refinance to pay off hard money loan

Therefore, it has no impact on your borrowing capability.

A Borrower (Mortgagor) gives a mortgage to a Lender for the money being lent.

If borrowers can't pay $10k flood policies, then their lenders will have to force place policies at an even greater expense.

Doesn't hurt to tell the person in the call center that you've got a balance transfer offer from XYZ Bank and wanted to see if they could match it since they're your preferred CC company.I used to do this when I was in college purely for arbitrage - borrow $10K and put it in a savings account at 3-5% interest.

A short sale or deed in lieu of foreclosure would be much cleaner and the borrower/friend could get a signed agreement from the bank that they would not proceed with a "Deficiency Judgment."

What about the "delayed financing rule", apparently a Fannie Mae program that allows you to borrow on properties you have owned 6 months or less as long as you paid cash?