@Dennis Cobos, following what Luke said, most lenders should be able to offer this as 10% down is standard for a conventional second home purchase. 

Question 2: Any 4-5 person narrow hot tub recs to speed up the process?

“Business equity line of credit: Use Real Estate as Equity” up to $500k, interest only. gather your business and personal tax returns, financial statements, articles of incorporation and other legal documents.”Vectra Bank - ColoVeritexTexas HELOCWAFD BankOrigination fee 1% or $700.

Where are the best places (in person or online) to find qualified buyers for investment properties?

That could be considered personal property and belong to the previous owner.

Louis personally, but Chicago has treated me great and we have properties both in the city and the suburbs. 

Great agent and even better person.

I was approached by a tenant who says they are licensed to run a Group Home for persons  with Disabilities.

We do not NEED to do the refi but the plan is to eventually do it and remove the other person from the loan.

I mean say if I include in the lease contract something that says "any rent later then the 1st of month shall be considered violation of this lease and this yearly lease shall simply become a weekly lease (as weekly leases I read only need 3 days notice to evict) from when a 3 days notice is automatically needed to be considered with per day penalty being $100 if not moved within 3 days of non repayment of rent from the date of not paying (due date) the person's presence on the property shall be considered illegal and will be treated no less then a violent intruder".