Some want specific day and time window.

I appreciate any direction I can get on here or if anyone has specific lenders that you have experience with that I can reach out to. 

So, for filing property taxes for the year 2023, you would use the amounts paid during that tax year, which would be $5200 + $5500 = $10,700.However, if you're encountering conflicting advice from different CPAs, it's advisable to clarify with them the specific regulations and practices governing property tax filings in your area.

Upon default, our deed of trust specifically allows us to require the borrower to prepay into an account to cover insurance, taxes, or any other unpaid obligations.

I can't speak to your market specifically but...Talk to LOCAL or regional banks. 

I am not sure where to begin. with your septic and well you'll need to do site layout first with a land planner or the county. after that you'll need to check setback requirements and design plans and start budgeting with a builder. once you have a confirmed plan set and budget broken down and builder selected then you can talk to banks. most people think it starts with banks 

Love to see what others have done, and if there are certain high value services that can help with this in a budget friendly way. 

There are many ways to make money in real estate, but few are as relatively easy and low budget as small multi-family properties.

But, that is not always the right answer and you should speak with someone familiar with your personal situation to get advice specific to you.

First, figure out what you are trying to accomplish and be absolutely sure this is the right approach for you and your specific situation.