You can not gain financial freedom from a job or having a ton in savings.

I then intend to use half of that savings against those loans and half towards a next house hack..

Clear your debts and start saving to invest.

Vehicle is paid of and through side hustles and and cashflow from the house hack to cover expense to have round an 80-90% savings rate.

Guys/Gals,Before I see an attorney i would like to have a basic rent to own agreement in hand to hopefully save time/money, can any of you provide suggestions ?  

I would recommend 2x your current wage income in cash flow before retiring your wage job.I have a friend that has about 25 doors and was working a plan towards walking away and his company laid him off about 12 months early...he worked it out anyway, just less money saved, and now he continues to do new and bigger deals with partners.

Since cash flow has been tight and can't plan that far ahead, right now, the workaround to save the 6 business days  (which is often 8 real dasy) is for my management company to email me a check draft that I deposit to LCNB with mobile.

Spend the next year or two saving, improving your credit and learning everything about real estate, investing and financial management.

For regular owner occupants the $820/year of savings is not likely worth the effort, but at $2460/year its different.Let's say I am senior and I want to rent a house.

I didn’t have a large marketing budget, or any budget for that matter, so in order to send out the direct mailers I bought a list and put together 2000 yellow letters by buying the paper and envelopes in bulk at Walmart and then spending the next couple of weeks every night from midnight to 2am, after the kids were sleeping, just folding and stamping them to save money.