To me that extra step is worth not having a balloon payment and slightly higher rate.Now with joint ventures, properties that are 5+ units, or it is short term financing I look at hard money, private loans, commercial financing, etc.

I'm just curious what various lenders would be looking for in compensation and structure of this deal:Purchase Price: $25,000Rehab/Holding/selling costs: $30,000ARV/Sale Price:  $85,00090 days for purchase/rehab/sale**My questions below are coming from the scope of my view that a HML being a formal institution/group with a bunch of standard terms, processes, etc... and a Private Lender being someone with money, willing to loan it short term, without all kind of formalities(if that makes any sense)So in a HML world, 65% of ARV would be right at $55,000... does anyone does this deal without requiring rehabber to have skin in the game? 

.), "A" rating on BBB (although 80% of the comments left for caliber on the BBB website are negative, apparently customer comments are not taken into consideration for BBB ratings), and a 4.5 star rating on consumer affairs.I know when it comes to online reviews, people are a lot more apt to writing a negative review when something goes wrong versus a positive one when everything goes as expected. 

I love development more than any other aspect of real estate and am working on finding a way to start building Multifamily units with private lending.

Has a large nicely finished basement, 4 bedroom, awesome kitchen, 1/2 acre fenced in private back yard. 

He also owned a floor covering business doing custom tile and wood work all while managing his properties for 50 years.

There are investors who like commercial assets they just contact me privately.

I can line you up with a private lender who can help you do a trusted HELOC or even local hard money lenders.... 

If we will Be eventually raising money via private placement in the future, will I need to take the series 24?

Is this even worth trying for or is it better to find private money to help with the down payment?