@Amit Desai I can only speak with my experience, but when we bought our second home with the lender knowing  our intention was to rent it out, the rate was lower than it would have been if it was considered an investment.

Dan Derosa has a lot of experience with subject to deals.

I have some family members and myself :) who will swing hammers and some have experience with light construction.

Does anyone have experience in the Sacramento County area?

Anyone have experience subto'n VA loans?

Hopefully someone with a good experience has some suggestions.

I work on the Property Management side so lots of insight available from past Owners, my CEO with his large portfolio, and their experiences regarding BRRRR and what areas it's successfull here in Houston.

So, here at the 6 month check in, here are the things I've been doing since January 2024: *Anchored everything to my WHY, including the motivations and long-term strategy *Joined a local REI group hosted by my church*Researched tax lien investing in Harford County, MD and decided to not play in that space this year*Read a few REI books (Rich Dad Poor Dad, One Rental At A Time, Building Wealth One House at a Time, Wealth Without Cash, Building Real Estate Wealth in a Changing Market)*Subscribed to a bunch of good YouTube channels (BP, ORAAT, Ken McElroy, Coach Carson...)

Having said that, they know how the game is played and that they are messengers for their clients whether that is the buyer or seller.

Coding loan payments from the bank feed doesn't affect the cash balance per property from my experience.