Also something to consider: any outstanding liens on the property.

Obviously, the more outstanding debt, the less cash flow (though your return is probably higher with leverage).

Nationwide will only do in person.

It's basically the Yelp for TK providers with investors giving real feedback on TK providers nationwide.

Nationwide government changes could cause a stir, but nothing locally.

If 10% appreciation continued....it could be $560k extra equity per year.Of course, admittedly, nice appreciation on the large portfolio works both ways....you could be subject to losing 10% of the larger portfolio if there was a down turn in your market or nationwide.

Couple of outstanding questions if anyone would be so kind as to advise.1:  Does anyone have a suggestion on a credit/background check vehicle that is simple and accurate?

Finally, on day 9 I was told that they couldn't close my loan becuase of outstanding conditions...

I have a good one that I work with in AZ....that also offers loans nationwide. 

(I realize that my stat's of homeless to laziness don't match...that's because I live in a Blue state - the stats make sense if you look nation wide)I love my country and the opportunities it affords me.