After the 2008 crash we did a lot of short sales and we got virtually all those deals through direct marketing with a few from bandit signs.When we moved out to KC, almost everything we bought were REOs listed on the MLS.When those dried up, we started getting a mix from wholesalers, a few hidden gems on the MLS and direct marketing.

I have a property I would like to sell:-Market value: 450,000-Purchased in 2020- Mortgage has $153k left at 4% (conventional)The market is slowing down a bit and since I no longer would qualify for conventional loans, I am considering offering seller financing to generate some interest and get the best sale price.I would love some ideas of how to structure this properly. 

The next day, a rep from the lender says they're going to cancel the foreclosure sale and go w/ my sale, which was a bit higher. 

The sale is 250K and he wants to put 150K down and spread the other 100K over the next two years.

I come from a partial sales background where we used CRMs and I think I might just have an advantage at understanding how REIreply works.

Taxes don't reassess on the sale and it's very landlord friendly. 

Plenty of free contracts online that are great for all states but you may have to sign up for their newsletter etc.

This deal was found through a wholesaler who has been very active with me and this property is potentially for sale. 

As you mention 95757, Elk Grove I ran an example of a home for sale at 9850 Tarzo Way Elk Grove 95757 which recently had a price reduction and is now listed at $559,950.

This ADU would be used to rent to friends or family and generate income.I cannot seem to find the answer online myself.