Check all the boxes for our remote investor from California looking to control risk, cash flow, and depreciation strategy.

It seems most of the HOA's have figured out the insurance issues from the past couple of years and have leveled out their HOA fees and insurance assessments.

However, if you're just looking to keep that MH, move into it and maybe house hack by the room, that's a perfectly fine strategy.

Whacking a bigger deduction against "one and done" high income makes sense.Conversely, timing your 3115 need with a "one and done" high income year can be good strategy too.

- Property taxes and insurance costs are $101 per month- Down payment is 30% on a 30-year fixed rate of 5.5% interest- Monthly rent is $995 monthly- Closing costs are $5,500If you have this information when considering purchasing a property, here's what you'll get if you type this into ChatGPT:"To calculate the return on investment (ROI) and monthly cash flow for the property purchased, we need to consider several factors:1.

." - Without any numbers for these strategies it's just an idea, not a plan.

With all you have invested to make the STR a STR I would try another manager before changing strategies. 

Always formally consult with a qualified tax advisor before enacting any tax strategies.

I also have some good strategies our investors have been using with delayed financing to avoid any seasoning period and increase the velocity of their money by being able to refinance sooner and take down more properties. 

So $15K over budget on a 3000 sq.ft home with an exit strategy of a BRRRR is not that bad.