Heat was electric as was hot water, and there were 2 people in the suite and just her in the main part of the house.

@Michael Scott this flip is in new kensington so the market is cooler than hot Cranberry Township.

MF is crazy hot in most places and buyers seem to be OK paying high prices!

I made the qualification  4x rent because the utilities for the house usually run $280/mo to $400/mo and I thought that if a household only makes $2250/mo (3x rent) in gross income, then their rent plus utilities could easily be more than 50% of their net income. 

Either way, I would abide by it to avoid getting into any hot water.

A look into Austin MSA related to real estate before & after the COVID-19 pandemic, and into the future.I wrote a similar paper almost a year ago today, good cross reference for this read.Leading up to and continuing through the “Stay at Home” order, which went into effect Tuesday, March 24th — the sellers market went from red hot to, “what do we do next.”Investment buyers across the board repositioned themselves — with iBuyers like Zillow and OpenDoor stopping purchasing completely, large funds lowered buy price requirements by up to 10%, and local investors were waiting for the dust to settle for the most part.A 10% drop in buy price standards is substantial and a direct reflection of how low demand was in mid-March through April.Speaking from a realtors perspective, throughout all of this and despite realtors being deemed essential, the COVID-19 etiquette/standards took some time to develop.Every governing body related to real estate was looking into and implementing best standards and practices for real estate related job functions.As a result, listing activity was down immediately — April saw a drop of 21.6% in number of sales year-over-year, while May saw the biggest dip in year-over-year sales at 29.2%.

This number will include your mortgage (if you didn’t do Baby Step 7 above), utilities, groceries, auto, household expenses, planned giving, and a little extra for fun experiences.

Illinois is a hot area for solar due to these amazing incentives that cost qualifying homeowners nothing to go solar.  

Hi BP Family, hot water heater is going bad in my duplex.

Actually, I have become very reluctant to call people with good deals, because more often than not they don't appreciate what they are looking or don't understand how hot this deal is and a day later it's sold.