@Gary Clisele Also you will be paying servicing fees every month on every note you own that is boarded with a servicing company.

Is it typical for the borrower to pay the lender's attorney fees (separate from points) on a transaction ?

The bidder had to pay 1% fee(hammer fee).

OR just deposit it and ignore the late fee?

For example property analysis in wholesaling , I know the formula is ARV x 70% - rehab cost - your fee = max offer.

They have 5% fee on top of your bid.

Here, your tenant doesn't get the tax benefits, but I believe you would be able to do more with your own tax and financial management of the building if you paid the full freight and got higher rent from the tenant.

I only look to this exit when my primary buyers pass on a deal (if they are interested, I pay an agent a flat fee to conduct my business)....My primary buyers pass a lot on deals because they are buy n hold investors, so the numbers are different than fix n flip numbers.

5.25-5.75% and one point origination fees for non owner occupied

In that situation should I pay any fees to the agent?