However the tenant is telling me they have personal issue and wants to move out of the lease or asking me options to break the contract. 

I just don't know if I will be happy or feel safe living in some of the homes/neighborhoods that I would be able to afford paying cash for.I've heard opinions for everything from 10 year, 15 year, and the 30 year mortgage options.

They are now offering a damage protection plan  and  cancellation insurance with an additional optional fee cost to the guest.

Looking at all the options on Zillow Rentals it seems like there's a lot of places falling apart and landlords want their tenants to pay for everything (no washer/dryer included, lawn care not included, first $100 of any maintenance requests, etc).   

Or connect people with financing options?

If I get my real estate license would the best option to work for a broker? 

Here are highlights of the program right from their website:Program Benefits-A 30-year fixed interest rate mortgage loan, several rates and loan options available-Down payment assistance (DPA) 3% to 5% of the loan amount-You do not have to be a first-time homebuyer-DPA provided as a grant (never needs to be repaid) or 3-year deferred forgivable second lien loan-Available statewide through a network of participating lenders.

Yes, there are different options to what you can refinance a hard money loan into.

I currently live in New York but I am currently exploring the options of investing in a small multifamily property.

This prompted me to shift my focus towards planning for the future and setting clear goals.Motivated by a desire to own a home someday, I began exploring listings on platforms like Zillow and Redfin.