California state lawmakers are grappling with a particularly 21st-century problem: What to do with the growing number of shopping malls and big-box retail stores left empty by consumers shifting their purchases to the web.

We can increase 3% above the current consumer price index.

Working with the bank was the most difficult and time consuming part of the deal.

It’s just time consuming, and a PITA honestly, but it would be a great safety net and last resort.

They go up and down but average out at 10.7% over the long haul.On the contrary, rental are time consuming and a hassle (unless you hire professional management that is very good) and if you ignore them you end up with 5 pit bulls and an ex-convict boyfriend who moved in and tears the place up.Is the "spread" of an extra 0.5%, plus loan amortization (loan balance pay down), plus potential appreciation of the property value, plus possible tax advantages from depreciation worth it to you to be a rental property owner and all the headaches that come with it? 

Currently the CPI (consumer price index) is pegging us closer to 5%.

The exceptions would be consumables (light bulbs, smoke detector batteries, etc.) and things you've specifically said (in writing) that you will not maintain.

Is conversion to real property difficult, or time consuming?

One last indicator pointing to a healthy market is the average consumers financial picture.

Consumer prices continued a rapid ascent in May, rising 0.6% for the month and pushing the 12-month increase for the CPI to a shocking 5.0%.