We plan to move into this unit, so finding a new tenant is off the table.

But still a very sought after area.There are exceptions to some communities a little South and East of Lake Nona and taper off a bit in Saint Cloud.

If I have a buyers agency agreement but this property is off-market, is this binding?

This could get you 6-8 units if you shop patiently which is a great starting point.Please do not send any money off to companies that advertise real estate "syndications" online.

I’ve got some tools for finding off-market deals and analyzing them, but I feel like I could use some more guidance to make sure I’m on the right track.Additionally, I'm also looking for a coaching program that offers one-on-one support for someone in my position.

Does your company also offer (off-market properties) - Thanks

Landlords don't need to get ripped off by tenants who abuse the law. 

Many lenders offer competitive introductory rates, so if the goal is to pay off ASAP you will benefit from this. 

I got laid off for about two months and everything fell behind (except our mortgage, we've never missed a payment always on time) but our credit scores are horrible.

A structure a LOT more "fair" would be: You hand deliver the project on a silver platter WITH an assigned value for this, that will come right off the top of profits to you.