Normally this list would include the PI part of PITI (Princinple, Interest, Taxes and Insurance).TaxesSewer and WaterTrashHeat/UtilitiesHOACap Ex and Ops (I always budget at least $150 per month per roof)InsuranceMgmt Fee - as a % (general consensus here on BP is 10%. include it even if you think you are going to self manage)Vacancy- as a %. (8% represents 1 vacant month/unit/year)

It is easy to go over budget in so many ways.

They are with in my budget and provides the a good enough roi despite being aware of the additional potential headaches included in lower income areas.  

Money are coming from our marketing budget, not from commissions, 0.5% is just approximate number.

It's fine if you can't budget for these items yourself. 

We have access to deal financing.We are seeking operating capital, or seed capital that can be used for a small operating budget.  

I replaced them with Faux Wood Blinds from budget blinds.

In this case I allot my budget to include large maintenance expenses to help resolve the seller's concerns.

He's your advocate, and ultimately responsible for coming in on time and budget. 

We found a Foreclosure that we do like - however it is over our budget.