He can discuss DSCR loans and is CT based.

These type of loans have the least requirements and are usually approved based on the investment property alone and not the income of the borrower.The highest interest rates will be from a hard money lender.

So If I understand this I would be looking at base rate +4.125 then whatever additional rate the lender is adding on, minus points to buy the rate down? 

@Caroline Knight I am a local lender based in Chicago and I have helped hundreds of Veterans with their VA loan and house hacking.

Maintain your curiosity, keep expanding your knowledge base, and look for networking and learning opportunities.

Fannie publishes what they charge to price in adjustments based on different loan factors if you google fnma llpa it will come up. 

I have just met someone who told me about the possibility of taking out a securities-based loan.

I intend on expanding the bedrooms since that's what the market seems to really like (the more bedrooms the better) based on conversations. 

Looks like they're based in India.

Our plan is to hold long term (10+ years) and likely pay it off in 5-10 years to act as supplemental retirement income which we plan to get to with a couple more properties paid-off in Tulsa eventually.Would you pull the trigger on these two properties based on our goals?