They have a minimum earned premium of $250.00, so I set my flippers up on the policy as a monthly billing and they keep it to the point of the $250.00 before rolling it to a landlord type policy or if they sell, they get billed the remaining of the $250.00.

Smart landlords will understand this and permit pets with addition of a calculated pet deposit and monthly premium on rent that will, over the long-run, recoup damages and generate extra income.

Monthly cash flow = $477 (it was $465 at first but since I have a purchased a few more rentals, my insurance premiums have come down, thus increasing my cash flow a little).4.

Also if you including utilities  you can charge a premium to include them in the rent!

I think if someone would do that small of a mailing, they will charge you a premium and cost you 1.5x or double if they even do it.

There is no strong incentive for someone to sell a lien unless you pay a premium that would be at risk of loss.DC changed its rules a few years ago and I really don't know the process.

I can see the incentive for Investor A earning a premium for allowing their property to be used as collateral.

It may imply that the premium over the risk free rate of return is a constant (i.e. if 'normal' is 4.5% 10 year treasury rates and 'normal' is 8% cap rates, then the 'normal' premium over the risk free rate is 350bps) so that the expected 10 year treasury rate + 350 bps is 6%.

We have State Farm right now and their premiums are pretty good but the time has arrived to start shopping for a better quote. 

But getting one will never hurt your premiums, likely make them lower.