Is it feasible to obtain a loan or a good old boy agreement where a lender offers 100% financing for both the purchase price and construction costs at hard money rates, secured by a second position on the borrower's other properties?

In that case, I refused to close on the loan.

We have done several loans with NASB and had great service/experience.

Hi Team,I own both real estate agent license with broker A and Loan officer license with broker B.Can I print one business card with both names on it?

So as a novice, you have no idea how to value the asset, and are trying to broker the loan to someone who has already seen it. 

They loaned 80% of the purchase price and 100% of the rehab, however would only loan up to 70% of the ARV total which they estimated at $560,000.

I am looking for some creative ideas or combination of loan types to put me in a position to buy land (maybe owner finance?)

You can access cash out equity lines, fixed seconds or conventional loans with reasonable terms to contribute to the downpayment.

Brokers (versed in these development deals to help you negotiate the right contract terms), Lenders willing to fund a construction and permanent loan, architects & engineers vs in land development to help site plan the project, contractors to price the project to help dial in your UW. 

If you're a single mom with student loans, a car payment, and living paycheck-to-paycheck, then $20,000 would be devastating and a reserve is critical.